VetraFi is a financial technology company, not an FDIC-insured bank. Banking services provided through our Banking Partner, Member FDIC.
This Wednesday, November 11, 2026, we pause to honor the men and women who have worn our nation's uniform. Your service, sacrifice, and commitment to one another made the freedoms we share possible.
At VetraFi, serving veterans isn't one day a year. It's why we exist. Still, Veterans Day is a chance for the whole country to say thank you, and many businesses are doing just that. We've rounded up the best national Veterans Day deals below so you can spend the day enjoying a free meal, a well-earned discount, or a day out with family.
From all of us at VetraFi: thank you.
Pick the plan that fits you and tap to open it. Every stop uses a deal from the lists below.
Not a veteran yourself? These stops let you say thank you to the veterans in your life.
Tip: Most deals are dine-in only, so plan to sit down together.
Stack the best Nov 11 offers into one easy day. Bring your VA ID card, DD-214, or veteran driver's license.
Tip: Watch the clock: Denny's breakfast ends at noon, and most meal deals are dine-in only.
Every stop here is open to active-duty members. Bring your military ID.
Tip: Guard and Reserve members: In-N-Out and Red Lobster name you in their offers.
These offers include military spouses and families. Bring your dependent ID.
Tip:Target's 10% Target Circle discount usually opens to military families around this time. Watch for the 2026 announcement.
Fan favorite marks deals that appear in nearly every major roundup. Dine-in only and In-store only mark deals you can't use for takeout or online. Not yet announced for 2026 means the deal ran last year and is expected again.
Free meals and restaurant deals. Most are dine-in only on Nov 11 and ask for proof of service.
Kohl's leads with 30% off on Nov 10–11. Rack Room Shoes takes 20% off, and Publix and Food Lion take 10% off groceries.
A free car wash on Nov 11 and discounts on brakes and oil changes.
Breeze Airways is running a Veterans Day sale on flights booked Nov 10–16.
Two national chains are giving free haircuts on Nov 11.
Offers vary by location, and franchise stores may not take part. Call ahead or check the brand's website before you go. Bring proof of service, such as a VA ID card, military ID, veteran-designated driver's license, or DD-214.
Offers as listed October 27, 2026.
Important Disclosures
1. Banking Services. VetraFi is a financial technology company, not a bank. Banking services provided by First Bank of the Lake, Member FDIC.
2. FDIC Insurance. Deposits are held at First Bank of the Lake and are eligible for pass-through FDIC insurance up to $250,000 per depositor, per ownership category, if requirements for pass-through coverage are met. FDIC insurance applies only if the FDIC-insured bank fails.
3. Card Issuance. The VetraFi Shield Card is issued by First Bank of the Lake, pursuant to license from Mastercard International Incorporated. Cardholder terms and limitations apply. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.
4. Account Fees. The fees applicable to your accounts are disclosed in the respective account agreement for the account. Each of the account agreements are available at www.vetrafi.com/legal.
5. Credit Limit and Approval. The Shield Card is a secured charge card. Your credit limit is based on the amount of eligible funds in your deposit account and may increase or decrease as that balance changes. Funds securing your credit obligations are not available for withdrawal or transfer. Terms and conditions apply. See VetraFi Secured Charge Card Agreement.
6. APY. APY means Annual Percentage Yield. APY is accurate as of 09/15/2026. Minimum deposit required to open a Savings Account is $0. Interest rates and APY are subject to change at any time without notice. Fees could reduce the earnings on Saving Account. Funds must be held in Savings Account to earn interest. Other terms apply. See VetraFi Savings Account Agreement for details.
7. Early Access to Direct Deposit. Early access to direct deposit is available for eligible account holders that set up a direct deposit with their employer or paying agency. Early access to direct deposit funds is subject to when First Bank of the Lake receives notice of payment from the payer, which is generally one to two days before the scheduled payment date. Early access to direct deposit funds is not guaranteed, may be stopped at any time, and may vary between pay periods. Direct Deposit is only available for the Secured Deposit Account. Terms and conditions apply.
8. ATM and Fee Policy. VetraFi does not maintain a fee-free ATM network. Your card can be used at any ATM where Mastercard is accepted. ATM operators may charge a fee for cash advances. VetraFi will reimburse up to $15 per month or 4 fees per statement cycle for eligible fees; limits and conditions apply.
9. Non-Advice. VetraFi does not provide financial, investment, tax, legal, or accounting advice. The content provided is for informational purposes only. You should consult your own financial, investment, tax, legal, and accounting advisors before engaging in any transaction.
10. ATM Limits. ATM cash advance limits apply. See Secured Charge Card Agreement for details.
11. Account Terms. This Shield Card Account is opened together with a separate Secured Deposit Account and a Savings Account. See agreements available at www.vetrafi.com/legal for full terms and conditions.
12. Autopay. Autopay enrollment authorizes automatic payments from your Secured Deposit Account to pay the Shield Card balance due. You remain responsible for ensuring sufficient funds are available in the Secured Deposit Account and for making any required payment if autopay is not completed.
13. Credit Inquiries. Opening a VetraFi account does not result in a credit inquiry. Your Shield Card credit limit is based on the amount of eligible funds in your deposit account, not on a review of your creditworthiness. To open an account we must verify your identity, which may include obtaining information from consumer reporting agencies. Account opening is subject to identity verification and approval. Terms and conditions apply.
14. Subject to Approval. Products and services offered through VetraFi are subject to approval. Terms and conditions apply. See agreements available at www.vetrafi.com/legal for full terms and conditions.
15. Mastercard Zero Liability. You will not be held responsible for unauthorized transactions, including purchases made in store, by phone, online, or via mobile device, and ATM transactions, provided you used reasonable care in protecting your card from loss or theft and promptly reported any loss or theft to us. Zero Liability does not apply to certain commercial cards or unregistered prepaid cards. More information can be found at mastercard.com.
16. Third-Party Trademarks. All third-party trademarks, service marks, and logos are the property of their respective owners and are used for informational purposes only; no endorsement is implied. APPLE and the Apple logo are trademarks of Apple Inc. GOOGLE PLAY and the Google Play logo are trademarks of Google LLC. Mastercard is a registered trademark of Mastercard International Incorporated. Plaid is a trademark of Plaid Inc.
17. Non-Endorsement. The appearance of U.S. Department of Defense visual information does not imply or constitute Department of Defense endorsement.
